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ID & package theft

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dawndie

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inkdarkmoon posted about a shipment she was afraid was lost/stolen, and luckily she found it, but since we all do quite a bit of shopping and online ordering I wanted to toss in one experience I had last year.

 

I believe the problem started with a local beauty supply store with a member loyalty program, where you sign up and get a membership card, and they'll send you mailers with coupons and sale notices. No problems by itself, but my mistake was after I used my mailer with the coupon, the salesgirl asked if I wanted to keep the mailer. I said no and didn't give it another thought. Unfortunately (and this is total speculation) I believe the salesgirl kept the mailer with my name and address, and since I paid with a credit card she had my credit card number too.

 

I didn't know of any problem until my credit card statement, when I saw a charge for almost $250 to a clothing store at a local mall. I hadn't been to that mall in a couple of years, and had never shopped at this store. It was a week or so after my trip to the beauty store. I disputed the charge and paid the rest.

 

About a month later I got "proof" of my purchase from the clothing store: they had a screen shot of my name and address, and UPS "delivery" to my house that of course wasn't my signature (it looked like Cynthia something). I called bullshit and disputed this "proof," as they didn't have my scanned credit card, just the number manually entered (the credit card company can tell), the store didn't have my signature on file, and UPS' delivery proof wasn't my signature. I also tracked the UPS shipment online and sent to the credit card company, because it showed that right after shipment the "customer" called and rerouted the package to Will Call! So UPS showed the package signed for at my house, but if you brought tracking up it clearly showed the package was diverted.

 

A month later the credit card company said I wasn't responsible for the charge, mainly because of my UPS tracking proof which the store conveniently didn't include. My guess for all of this is that salesgirl at beauty store called the clothing store and used my info, maybe with an accomplice at the clothing store, charged my card and shipped the goods, but then called as the "customer" and picked up the package at UPS later.

 

The kicker is that when I was going through receipts, the clerk at the beauty store was "Cynthia." Coincidence? Part of me wanted to call both stores and raise hell and get people fired, but I have no real proof it was even the beauty store salesgirl. I've never gone back to the beauty store though.

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I am usually conflict-averse, but I would have raised hell at that shop! Even though it didn't end up costing you anything, it did cause you a lot of headaches and wasted time trying to figure out the whole problem. Plus it was a crime. And if it was that shopgirl who stole your info, she deserved to be fired -- stores should be able to trust their employees with their customers' personal information.

 

Anyway, I'm really sorry to hear that this happened to you... I am careful with my credit info but I still live in fear that something like this will happen to me too.

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Yeah, I probably should have said something then. But I didn't have proof of anything, and I believe the way it works is if a credit card company suspects fraud it will charge back the merchant -- basically "we're not paying you for those goods that were charged because of fraud, so tough." If so, the clothing store had to eat that amount and would hopefully do some internal investigating of their own.

 

Anyway, it pays to read your credit card statements!

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Oh my goodness! How awful!

 

I don't have a credit card per se (just my debit w/a Visa logo which is linked to my bank account) but I never even read that! I just check it online a few times a week and that's it.

 

OK! I am definitely being more diligent now!

 

Yeah, I probably should have said something then. But I didn't have proof of anything, and I believe the way it works is if a credit card company suspects fraud it will charge back the merchant -- basically "we're not paying you for those goods that were charged because of fraud, so tough." If so, the clothing store had to eat that amount and would hopefully do some internal investigating of their own.

 

Anyway, it pays to read your credit card statements!

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